Deciding to make a major purchase such as a home or car is often one of the most important decisions you will ever make in your life. Many people will need a loan to achieve these dreams so I developed the Stairway to a Loan spread in 1987 to help my clients gain more insight into what their chances actually were of getting a loan for a home, car, or other major purchase or event such as a college education or wedding. I designed this spread to look like a staircase since the process of getting a loan can often feel like you are climbing up stairs.

Card #1 is the Significator.  Card #2 represents the current financial situation.  Card #3 is what is working in the client's favor.  Card #4 represents the obstacles the client needs to be made aware of.  Card #5 is the best course of action to take to help overcome obstacles presented in position #4.  Card #6 is the probable outcome.  Card #7 is the wild card which indicates hidden influences present that the client needs to be aware of that will affect the outcome. Keep in mind that the wild card is read either faceup or reversed so pay attention to the direction it is facing when you pull it from the deck.  Card #8 is the timing card which will help to indicate when these events may take place. (c) Maralee Fox-Heins
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Stairway to a Loan Spread
Card #1
Card #2
Card #3
Card #4
Card #5
Card #6
Card #7
Card #8
Deck used was my Online Austin Powers Tarot